Description

9:00 AM - 11:00 AM | Outline | Online Policies

MA RE47R05 | NH 20-1134980 

This comprehensive course equips licensees with in-depth knowledge of today’s residential mortgage financing market. Participants will explore key topics such as mortgage fundamentals, credit reports and scoring, loan qualification standards, and the evolving role of lenders and mortgage brokers. The course covers critical legal aspects, including Truth in Lending (Regulation Z), the Tax Relief Act of 1997, and consumer credit rights. Additionally, students will analyze various loan products, including FHA, VA, adjustable-rate, and non-traditional loans, as well as strategies for managing interest rates, prepayment penalties, and private mortgage insurance. Designed for real estate professionals, this course ensures a solid understanding of the mortgage process, enabling informed guidance for homebuyers in a competitive lending environment.

Instructor: Isabelle Perkins

According to MA & NH Licensing Regulations, you must be present for the entire two hours to earn credit. Please log into the webinar early to ensure you are able to get in. NEAR recommends all attendees participate in the class on a computer or tablet, not a cell phone, to ensure an uninterrupted signal for the full two hours required to get credit. This is an interactive class and your video must be on for the entire 2 hours. In order to retain your Massachusetts Real Estate License, you are required to take 12 hours of Continuing Education credits every 2 years. Credit earned for this course from the Northeast Associations of REALTORS® can be applied to Massachusetts credits only. Credit earned in this course from Isabelle Perkins can be applied to New Hampshire credits only.